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Tarjetas de crédito para cada necesidad

Con tasas variables bajas, opciones de pago con billetera digital y sin tarifas anuales, los miembros disfrutan más con una tarjeta de crédito SCCU Visa®.

Compara Tarjetas

Financial Wellness

With Space Coast Credit Union

Navigate the journey from financial literacy to financial freedom with your trusted Watchdog by your side. 

Whether you're just starting out, making big purchases, or preparing for retirement, we've collected some informative articles, tools, and product solutions to help you with life's financial decisions. 

Calculator Disclaimer

Starting Out With Financial Literacy

Begin your financial wellness journey on the right foot by learning the basics about how to budget, save and spend wisely, as well as what credit is and how to build it. See more articles

Did you know?

You can check your credit reports at Annual Credit Report.com once a year at no cost.

Tools & Resources

Junior Achievement (JA)

Space Coast Credit Union proudly partners with Junior Achievement, a nonprofit organization dedicated to delivering children and teens with financial literacy lessons and setting them up for economic success.

JA provides a variety of programs about entrepreneurship, work readiness, and other financial literacy programs for kids in elementary school, middle school, and high school. 

If you're interested in getting involved with JA, whether that be through volunteering, partnering, or educational materials, please visit their website at JAUSA.JA.org.

Team Members of Space Coast Credit Union volunteer with Junior Achievement at Quest Elementary School in Melbourne, FL.

 

Sowing The Seeds of Good Financial Choices

If you've got the fundamentals about money down pat, you're well on your way to financing for the first time. It can be both exciting and overwhelming as you shop for a home, car, or credit card. The resources here can help you make those decisions as you grow along your financial journey. See more articles.

Tools and Resources

Level Up With Financial Security

Perhaps you're a little more established with your finances (congrats!), and you'd like to explore your options to get a bigger home, optimize your credit card usage, or get the boat/motorcyle/RV of your dreams. Get the 4-1-1 on how to upgrade your financing here. See more articles.

Tools & Resources

Tending to Your Financial Health

One constant we can always count on in life—things are always changing. Restructuring your finances comes with a bounty of potential benefits, such as getting a lower rate for your loan, rebuilding your credit, or tapping into your home's equity to pay off debt. See more articles.

Tools & Resources

Enjoying the Fruits of Your Labor

Many of us look forward to the day we can rest and relax in retirement, but many questions follow about how to prepare for it. How do I build my nest egg? How much should I have in savings? How do I attain financial freedom? We've got the resources to help answer those questions. See more articles.

Recommended Products & Services

Tools & Resources

Innovation and Small Business Ownership

Whether you're looking to launch your own business or you're already running one, being a business owner often means facing new and exciting challenges with your finances. Not to worry, we're in your corner! Check out our resources here that are tailor-made for enterprising individuals like you. See more articles.

Tools & Resources

We're Here For You

If you're facing a financial hardship and are having difficulty paying your SCCU loan, our Credit Solutions team is here to provide you with personalized assistance.

Some of the options available include:

  • Loan extensions
  • Repayment plans
  • Payment forbearance
  • Loan modifications or rewrites

If you are interested in contacting a U.S. Department of Housing and Urban Development (HUD) approved housing counseling agency in your area, you can visit https://www.consumerfinance.gov/find-a-housing-counselor/ and enter your zip code. You can also access HUD’s housing counseling agency website via www.consumerfinance.gov/mortgagehelp or by calling HUD at (800) 569-4287.

Calculator Disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to represent actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.