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SCCU’s Five-Minute Guide to Buying a Boat

marzo 12, 2020 by Gary Prager



There's rarely a bad time of year to enjoy Florida's great outdoors. I can’t think of a better way to take advantage of our beautiful sun and sea than aboard a new boat. Whether you’re cruising on the Indian River or offshore fishing for sailfish, Floridians are the envy of many across the great USA. There are, however, some important factors to consider before you stock the cooler, count your life vests and hit the water.

You are going to have thousands of options to choose from when shopping for a boat, with price points ranging from economical to astronomical. It’s important to know what you can comfortably afford before you begin your search. Here are just a few things to keep in mind that are just as important as your monthly boat loan payments:
 
  • Initial Down Payment
  • Fuel Costs
  • Regular Maintenance Costs
  • Monthly Insurance Costs
  • Transportation to/from the Water
  • Docking Fees 

While some of those costs will require research on your part, Space Coast Credit Union can quickly assist in determining just how much your monthly boat loan payment will be and/or how much you can spend if you already have a budget in mind. Our Express Services associates have experience financing all kinds of watercraft and can help you determine your individual needs to provide custom-fit finance options.
 
You can expect the pre-approval process to take as little as 10 minutes, but rest assured, we will spend all the time needed to answer any questions you may have.

Once you’re pre-approved, it’s as simple as picking out your boat and providing us with a purchase contract. From there, our team of experts can take over.

On top of the great personal care we strive to provide, we are also one of the most competitively priced lenders in the boat loan market. We want our members to have the convenience of financing their homes, cars and recreational vehicle all in one place–and we accomplish this by consistently scanning the market to ensure our members can finance their boats at a fair price. From small fishing boats to million dollar yachts, we have you covered.

Ready to get pre-approved? Click the button below and set sail!

Apply Now
 
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